Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$478K, with repayments around HK$20,871/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$478K · loan HK$4.31M · min. income ≈ HK$41,742/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$95,984 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 24/F
- Flat
- J
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-21 | HK$6.50M | +25.0% 4.9y · 5.0%/yr |
| 2016-02-03 | HK$5.20M | +274.1% 9.8y · 28.0%/yr |
| 2006-04-12 | HK$1.39M | +82.9% |
| 2003-08-27 | HK$760K | −47.6% |
| 2000-05-09 | HK$1.45M | — |