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At today's rate and a 90% mortgage, the deposit on this unit is about HK$453K, with repayments around HK$19,738/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$453K · loan HK$4.07M · min. income ≈ HK$39,476/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$70,025 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- J
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-23 | HK$5.25M | +31.2% 0.6y |
| 2025-09-03 | HK$4.00M | −25.9% 7.6y · −3.0%/yr |
| 2018-01-23 | HK$5.40M | +170.0% 9.6y · 18.0%/yr |
| 2008-05-26 | HK$2.00M | +94.2% |
| 2004-06-19 | HK$1.03M | — |