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At today's rate and a 90% mortgage, the deposit on this unit is about HK$487K, with repayments around HK$21,223/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$487K · loan HK$4.38M · min. income ≈ HK$42,446/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$104,054 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- K
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-09 | HK$6.58M | +16.5% 3.5y · 5.0%/yr |
| 2017-04-21 | HK$5.65M | +29.6% 3.6y · 8.0%/yr |
| 2013-10-02 | HK$4.36M | +86.3% |
| 2009-12-21 | HK$2.34M | +69.6% |
| 2006-03-20 | HK$1.38M | −16.4% |
| 1996-02-29 | HK$1.65M | — |