Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$267K, with repayments around HK$11,648/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$267K · loan HK$2.40M · min. income ≈ HK$23,296/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 181 Saleable ft²
- Gross Area
- 249 ft²
- Efficiency
- 73%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-04 | HK$3.58M | +153.9% 10.5y · 15.0%/yr |
| 2010-08-11 | HK$1.41M | +11.0% |
| 2009-08-03 | HK$1.27M | +27.0% |
| 2009-04-24 | HK$1.00M | +12.4% |
| 2008-12-08 | HK$890K | +85.4% |
| 2004-12-31 | HK$480K | +14.3% |
| 2004-04-20 | HK$420K | — |