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At today's rate and a 90% mortgage, the deposit on this unit is about HK$231K, with repayments around HK$10,087/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$231K · loan HK$2.08M · min. income ≈ HK$20,174/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- D
- Saleable Area
- 168 Saleable ft²
- Gross Area
- 250 ft²
- Efficiency
- 67%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-24 | HK$3.40M | +12.2% 3.9y · 3.0%/yr |
| 2017-12-15 | HK$3.03M | +161.2% 7.9y · 20.0%/yr |
| 2010-01-26 | HK$1.16M | +36.5% |
| 1996-05-16 | HK$850K | — |