Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$239K, with repayments around HK$10,434/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$239K · loan HK$2.15M · min. income ≈ HK$20,868/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 168 Saleable ft²
- Gross Area
- 249 ft²
- Efficiency
- 67%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-04 | HK$2.80M | +0.0% 13.7y · 4.0%/yr |
| 2025-09-26 | HK$2.80M | +57.3% 13.5y · 4.0%/yr |
| 2012-03-15 | HK$1.78M | +48.3% |
| 2009-11-11 | HK$1.20M | +13.2% |
| 2009-07-28 | HK$1.06M | +51.4% |
| 2008-04-03 | HK$700K | — |