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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,554/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,108/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,246 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- E
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 409 ft²
- Efficiency
- 77%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-10 | HK$5.55M | +29.7% 5.7y · 5.0%/yr |
| 2015-01-09 | HK$4.28M | +59.7% |
| 2010-03-24 | HK$2.68M | +17.5% |
| 2008-10-10 | HK$2.28M | −4.6% |
| 2008-07-25 | HK$2.39M | +82.4% |
| 2006-10-16 | HK$1.31M | +4.8% |
| 2005-11-03 | HK$1.25M | +5.0% |
| 2005-10-19 | HK$1.19M | +4.4% |
| 2005-08-30 | HK$1.14M | +4.6% |
| 2005-06-16 | HK$1.09M | +31.3% |
| 2004-06-30 | HK$830K | — |