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At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,549/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.21M · min. income ≈ HK$31,098/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- D
- Saleable Area
- 238 Saleable ft²
- Gross Area
- 357 ft²
- Efficiency
- 67%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-11-21 | HK$4.15M | +8.4% 5.1y · 2.0%/yr |
| 2012-10-17 | HK$3.83M | +68.0% |
| 2010-08-31 | HK$2.28M | +68.9% |
| 2006-12-16 | HK$1.35M | +14.4% |
| 2006-09-18 | HK$1.18M | +18.0% |
| 2006-05-20 | HK$1.00M | +49.3% |
| 2002-03-11 | HK$670K | −41.7% |
| 1996-11-20 | HK$1.15M | — |