Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$390K, with repayments around HK$16,999/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$33,998/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 59 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- A
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 346 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-09-01 | HK$5.60M | +25.0% 4.4y · 6.0%/yr |
| 2017-04-25 | HK$4.48M | +49.3% 5.8y · 8.0%/yr |
| 2011-06-27 | HK$3.00M | +36.4% |
| 2009-10-13 | HK$2.20M | +109.5% |
| 1995-12-08 | HK$1.05M | — |