▼ 0.50% · 3.625%
HK$21,157
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,815
−HK$668/mo
Today · 4.125%
HK$22,483
baseline
▲ 0.50% · 4.625%
HK$23,851
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,966/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,536
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,168
−HK$640/mo
Today · 4.125%
HK$24,808
baseline
▲ 0.50% · 4.625%
HK$26,116
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,616/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,272
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$23,996
−HK$736/mo
Today · 4.125%
HK$24,732
baseline
▲ 0.50% · 4.625%
HK$26,236
+HK$1,504/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$49,464/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,890
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$705/mo
Today · 4.125%
HK$27,289
baseline
▲ 0.50% · 4.625%
HK$28,727
+HK$1,438/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$54,578/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,388
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,178
−HK$802/mo
Today · 4.125%
HK$26,980
baseline
▲ 0.50% · 4.625%
HK$28,622
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,960/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,244
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,001
−HK$769/mo
Today · 4.125%
HK$29,770
baseline
▲ 0.50% · 4.625%
HK$31,339
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,540/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,503
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,359
−HK$869/mo
Today · 4.125%
HK$29,228
baseline
▲ 0.50% · 4.625%
HK$31,007
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,456/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,597
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,418
−HK$832/mo
Today · 4.125%
HK$32,250
baseline
▲ 0.50% · 4.625%
HK$33,950
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,500/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,619
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,540
−HK$936/mo
Today · 4.125%
HK$31,476
baseline
▲ 0.50% · 4.625%
HK$33,392
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,952/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,951
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,835
−HK$896/mo
Today · 4.125%
HK$34,731
baseline
▲ 0.50% · 4.625%
HK$36,562
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,462/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,735
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,722
−HK$1,003/mo
Today · 4.125%
HK$33,725
baseline
▲ 0.50% · 4.625%
HK$35,777
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,450/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,305
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,251
−HK$961/mo
Today · 4.125%
HK$37,212
baseline
▲ 0.50% · 4.625%
HK$39,173
+HK$1,961/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,424/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,850
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,903
−HK$1,070/mo
Today · 4.125%
HK$35,973
baseline
▲ 0.50% · 4.625%
HK$38,162
+HK$2,189/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,946/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,658
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,668
−HK$1,025/mo
Today · 4.125%
HK$39,693
baseline
▲ 0.50% · 4.625%
HK$41,785
+HK$2,092/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,386/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,966
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,085
−HK$1,136/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,547
+HK$2,326/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,012
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,089/mo
Today · 4.125%
HK$42,174
baseline
▲ 0.50% · 4.625%
HK$44,397
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,348/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,082
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,266
−HK$1,204/mo
Today · 4.125%
HK$40,470
baseline
▲ 0.50% · 4.625%
HK$42,932
+HK$2,462/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,940/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,366
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,502
−HK$1,152/mo
Today · 4.125%
HK$44,654
baseline
▲ 0.50% · 4.625%
HK$47,008
+HK$2,354/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,308/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,813 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).