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At today's rate and a 90% mortgage, the deposit on this unit is about HK$680K, with repayments around HK$29,654/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,308/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$203,959 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- F
- Saleable Area
- 401 Saleable ft²
- Gross Area
- 529 ft²
- Efficiency
- 76%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-11-15 | HK$7.73M | +33.7% 5.0y · 7.0%/yr |
| 2016-10-20 | HK$5.78M | +92.7% 6.2y · 15.0%/yr |
| 2010-08-12 | HK$3.00M | −34.8% |
| 1997-10-16 | HK$4.60M | +10.8% |
| 1997-07-04 | HK$4.15M | +141.3% |
| 1995-09-25 | HK$1.72M | — |