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At today's rate and a 90% mortgage, the deposit on this unit is about HK$848K, with repayments around HK$36,990/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,980/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,410 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- C
- Saleable Area
- 464 Saleable ft²
- Gross Area
- 627 ft²
- Efficiency
- 74%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-25 | HK$8.80M | +0.0% 7.7y · 0.0%/yr |
| 2018-06-28 | HK$8.80M | +90.5% 8.4y · 11.0%/yr |
| 2010-02-08 | HK$4.62M | +57.7% |
| 2006-08-11 | HK$2.93M | −46.8% |
| 1997-05-06 | HK$5.51M | +31.8% |
| 1996-11-15 | HK$4.18M | +50.4% |
| 1995-09-25 | HK$2.78M | — |