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At today's rate and a 90% mortgage, the deposit on this unit is about HK$279K, with repayments around HK$12,166/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$279K · loan HK$2.51M · min. income ≈ HK$24,332/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- 12
- Saleable Area
- 316 Saleable ft²
- Gross Area
- 417 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-14 | HK$2.80M | +0.0% 1.0y · 0.0%/yr |
| 2024-07-10 | HK$2.80M | +15.2% 11.4y · 1.0%/yr |
| 2013-03-21 | HK$2.43M | +73.6% |
| 2011-01-24 | HK$1.40M | +55.6% |
| 1996-12-12 | HK$900K | — |