▼ 0.50% · 3.625%
HK$6,394
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,593
−HK$202/mo
Today · 4.125%
HK$6,795
baseline
▲ 0.50% · 4.625%
HK$7,208
+HK$413/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$13,590/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,304
−HK$193/mo
Today · 4.125%
HK$7,497
baseline
▲ 0.50% · 4.625%
HK$7,893
+HK$396/mo
Deposit HK$1.40M · loan HK$1.40M · min. income ≈ HK$14,994/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,033
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,252
−HK$222/mo
Today · 4.125%
HK$7,474
baseline
▲ 0.50% · 4.625%
HK$7,929
+HK$455/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$14,948/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,824
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,034
−HK$213/mo
Today · 4.125%
HK$8,247
baseline
▲ 0.50% · 4.625%
HK$8,682
+HK$435/mo
Deposit HK$1.26M · loan HK$1.54M · min. income ≈ HK$16,494/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,673
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,911
−HK$243/mo
Today · 4.125%
HK$8,154
baseline
▲ 0.50% · 4.625%
HK$8,650
+HK$496/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$16,308/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,536
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,765
−HK$232/mo
Today · 4.125%
HK$8,997
baseline
▲ 0.50% · 4.625%
HK$9,471
+HK$474/mo
Deposit HK$1.12M · loan HK$1.68M · min. income ≈ HK$17,994/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,312
−HK$521/mo
▼ 0.25% · 3.875%
HK$8,571
−HK$262/mo
Today · 4.125%
HK$8,833
baseline
▲ 0.50% · 4.625%
HK$9,371
+HK$538/mo
Deposit HK$981K · loan HK$1.82M · min. income ≈ HK$17,666/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,247
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,495
−HK$252/mo
Today · 4.125%
HK$9,747
baseline
▲ 0.50% · 4.625%
HK$10,260
+HK$513/mo
Deposit HK$981K · loan HK$1.82M · min. income ≈ HK$19,494/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,951
−HK$562/mo
▼ 0.25% · 3.875%
HK$9,230
−HK$283/mo
Today · 4.125%
HK$9,513
baseline
▲ 0.50% · 4.625%
HK$10,092
+HK$579/mo
Deposit HK$841K · loan HK$1.96M · min. income ≈ HK$19,026/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,958
−HK$538/mo
▼ 0.25% · 3.875%
HK$10,225
−HK$271/mo
Today · 4.125%
HK$10,496
baseline
▲ 0.50% · 4.625%
HK$11,050
+HK$554/mo
Deposit HK$841K · loan HK$1.96M · min. income ≈ HK$20,992/mo (50% DSR)
Upfront cash ≈ HK$841K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,591
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,889
−HK$303/mo
Today · 4.125%
HK$10,192
baseline
▲ 0.50% · 4.625%
HK$10,812
+HK$620/mo
Deposit HK$701K · loan HK$2.10M · min. income ≈ HK$20,384/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,670
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,956
−HK$290/mo
Today · 4.125%
HK$11,246
baseline
▲ 0.50% · 4.625%
HK$11,839
+HK$593/mo
Deposit HK$701K · loan HK$2.10M · min. income ≈ HK$22,492/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,230
−HK$642/mo
▼ 0.25% · 3.875%
HK$10,548
−HK$324/mo
Today · 4.125%
HK$10,872
baseline
▲ 0.50% · 4.625%
HK$11,533
+HK$661/mo
Deposit HK$561K · loan HK$2.24M · min. income ≈ HK$21,744/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,381
−HK$615/mo
▼ 0.25% · 3.875%
HK$11,686
−HK$310/mo
Today · 4.125%
HK$11,996
baseline
▲ 0.50% · 4.625%
HK$12,628
+HK$632/mo
Deposit HK$561K · loan HK$2.24M · min. income ≈ HK$23,992/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,870
−HK$681/mo
▼ 0.25% · 3.875%
HK$11,208
−HK$343/mo
Today · 4.125%
HK$11,551
baseline
▲ 0.50% · 4.625%
HK$12,254
+HK$703/mo
Deposit HK$421K · loan HK$2.38M · min. income ≈ HK$23,102/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,092
−HK$654/mo
▼ 0.25% · 3.875%
HK$12,417
−HK$329/mo
Today · 4.125%
HK$12,746
baseline
▲ 0.50% · 4.625%
HK$13,418
+HK$672/mo
Deposit HK$421K · loan HK$2.38M · min. income ≈ HK$25,492/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,509
−HK$722/mo
▼ 0.25% · 3.875%
HK$11,867
−HK$364/mo
Today · 4.125%
HK$12,231
baseline
▲ 0.50% · 4.625%
HK$12,975
+HK$744/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$24,462/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,804
−HK$691/mo
▼ 0.25% · 3.875%
HK$13,147
−HK$348/mo
Today · 4.125%
HK$13,495
baseline
▲ 0.50% · 4.625%
HK$14,207
+HK$712/mo
Deposit HK$280K · loan HK$2.52M · min. income ≈ HK$26,990/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).