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At today's rate and a 90% mortgage, the deposit on this unit is about HK$274K, with repayments around HK$11,949/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$274K · loan HK$2.47M · min. income ≈ HK$23,898/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Chai Wan Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 15
- Saleable Area
- 322 Saleable ft²
- Gross Area
- 425 ft²
- Efficiency
- 76%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-05-04 | HK$2.58M | −14.0% 1.8y · −8.0%/yr |
| 2024-06-24 | HK$3.00M | −32.4% 5.9y · −5.0%/yr |
| 2018-08-21 | HK$4.44M | +86.5% 3.7y · 23.0%/yr |
| 2014-11-24 | HK$2.38M | — |