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At today's rate and a 90% mortgage, the deposit on this unit is about HK$415K, with repayments around HK$18,081/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$415K · loan HK$3.73M · min. income ≈ HK$36,162/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$29,159 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 28/F
- Flat
- A
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 408 ft²
- Efficiency
- 64%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-17 | HK$5.50M | +11.1% 4.5y · 2.0%/yr |
| 2017-12-15 | HK$4.95M | +66.1% 5.7y · 12.0%/yr |
| 2012-04-10 | HK$2.98M | +19.2% |
| 2010-12-16 | HK$2.50M | +44.5% |
| 2009-09-14 | HK$1.73M | +47.9% |
| 2001-08-06 | HK$1.17M | −45.6% |
| 1997-06-17 | HK$2.15M | +7.5% |
| 1996-10-03 | HK$2.00M | — |