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At today's rate and a 90% mortgage, the deposit on this unit is about HK$377K, with repayments around HK$16,441/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$377K · loan HK$3.39M · min. income ≈ HK$32,882/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 263 Saleable ft²
- Gross Area
- 408 ft²
- Efficiency
- 64%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-08 | HK$5.05M | +41.1% 3.8y · 11.0%/yr |
| 2016-08-01 | HK$3.58M | +9.8% 3.1y · 3.0%/yr |
| 2013-07-04 | HK$3.26M | +120.3% |
| 2009-07-23 | HK$1.48M | −42.6% |
| 1997-07-24 | HK$2.58M | +49.1% |
| 1996-12-18 | HK$1.73M | — |