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At today's rate and a 90% mortgage, the deposit on this unit is about HK$315K, with repayments around HK$13,754/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$315K · loan HK$2.84M · min. income ≈ HK$27,508/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- C
- Saleable Area
- 209 Saleable ft²
- Gross Area
- 316 ft²
- Efficiency
- 66%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-09 | HK$3.09M | −0.3% 1.9y · −1.0%/yr |
| 2025-10-30 | HK$3.10M | −1.6% 1.6y · −1.0%/yr |
| 2024-04-10 | HK$3.15M | −23.7% 4.0y · −6.0%/yr |
| 2020-03-23 | HK$4.13M | +89.4% 7.9y · 11.0%/yr |
| 2012-04-17 | HK$2.18M | +84.7% |
| 2009-04-29 | HK$1.18M | — |