▼ 0.50% · 3.625%
HK$3,628
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,741
−HK$114/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,090
+HK$235/mo
Deposit HK$795K · loan HK$795K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,036
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,144
−HK$110/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$224/mo
Deposit HK$795K · loan HK$795K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,991
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,115
−HK$126/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,499
+HK$258/mo
Deposit HK$716K · loan HK$875K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,440
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,559
−HK$120/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,926
+HK$247/mo
Deposit HK$716K · loan HK$875K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,353
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,489
−HK$137/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,908
+HK$282/mo
Deposit HK$636K · loan HK$955K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,843
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$132/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$269/mo
Deposit HK$636K · loan HK$955K · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,716
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,863
−HK$149/mo
Today · 4.125%
HK$5,012
baseline
▲ 0.50% · 4.625%
HK$5,317
+HK$305/mo
Deposit HK$557K · loan HK$1.03M · min. income ≈ HK$10,024/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,247
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,387
−HK$143/mo
Today · 4.125%
HK$5,530
baseline
▲ 0.50% · 4.625%
HK$5,822
+HK$292/mo
Deposit HK$557K · loan HK$1.03M · min. income ≈ HK$11,060/mo (50% DSR)
Upfront cash ≈ HK$557K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,079
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,237
−HK$160/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,726
+HK$329/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,802
−HK$154/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,269
+HK$313/mo
Deposit HK$477K · loan HK$1.11M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,442
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,611
−HK$172/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,135
+HK$352/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,216
−HK$165/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,717
+HK$336/mo
Deposit HK$398K · loan HK$1.19M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,805
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,985
−HK$184/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,544
+HK$375/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,457
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,631
−HK$175/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,165
+HK$359/mo
Deposit HK$318K · loan HK$1.27M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,167
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,359
−HK$195/mo
Today · 4.125%
HK$6,554
baseline
▲ 0.50% · 4.625%
HK$6,953
+HK$399/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$13,108/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,861
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,045
−HK$187/mo
Today · 4.125%
HK$7,232
baseline
▲ 0.50% · 4.625%
HK$7,613
+HK$381/mo
Deposit HK$239K · loan HK$1.35M · min. income ≈ HK$14,464/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$207/mo
Today · 4.125%
HK$6,940
baseline
▲ 0.50% · 4.625%
HK$7,362
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,880/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,265
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,460
−HK$197/mo
Today · 4.125%
HK$7,657
baseline
▲ 0.50% · 4.625%
HK$8,061
+HK$404/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,314/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).