▼ 0.50% · 3.625%
HK$5,014
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,169
−HK$159/mo
Today · 4.125%
HK$5,328
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,656/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$152/mo
Today · 4.125%
HK$5,879
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,758/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,515
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$175/mo
Today · 4.125%
HK$5,861
baseline
▲ 0.50% · 4.625%
HK$6,217
+HK$356/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$11,722/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,135
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,300
−HK$167/mo
Today · 4.125%
HK$6,467
baseline
▲ 0.50% · 4.625%
HK$6,808
+HK$341/mo
Deposit HK$989K · loan HK$1.21M · min. income ≈ HK$12,934/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,203
−HK$191/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,783
+HK$389/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,693
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,873
−HK$182/mo
Today · 4.125%
HK$7,055
baseline
▲ 0.50% · 4.625%
HK$7,426
+HK$371/mo
Deposit HK$879K · loan HK$1.32M · min. income ≈ HK$14,110/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,518
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,720
−HK$206/mo
Today · 4.125%
HK$6,926
baseline
▲ 0.50% · 4.625%
HK$7,348
+HK$422/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,852/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,251
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,445
−HK$197/mo
Today · 4.125%
HK$7,642
baseline
▲ 0.50% · 4.625%
HK$8,045
+HK$403/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,284/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,019
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,237
−HK$222/mo
Today · 4.125%
HK$7,459
baseline
▲ 0.50% · 4.625%
HK$7,913
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,918/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,809
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,018
−HK$212/mo
Today · 4.125%
HK$8,230
baseline
▲ 0.50% · 4.625%
HK$8,664
+HK$434/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,460/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,520
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,754
−HK$238/mo
Today · 4.125%
HK$7,992
baseline
▲ 0.50% · 4.625%
HK$8,478
+HK$486/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$15,984/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,366
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,591
−HK$227/mo
Today · 4.125%
HK$8,818
baseline
▲ 0.50% · 4.625%
HK$9,283
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,636/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,022
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,271
−HK$254/mo
Today · 4.125%
HK$8,525
baseline
▲ 0.50% · 4.625%
HK$9,043
+HK$518/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,050/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,924
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,163
−HK$243/mo
Today · 4.125%
HK$9,406
baseline
▲ 0.50% · 4.625%
HK$9,902
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,812/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,523
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,788
−HK$269/mo
Today · 4.125%
HK$9,057
baseline
▲ 0.50% · 4.625%
HK$9,609
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,114/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,482
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,736
−HK$258/mo
Today · 4.125%
HK$9,994
baseline
▲ 0.50% · 4.625%
HK$10,521
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,988/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,024
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,305
−HK$285/mo
Today · 4.125%
HK$9,590
baseline
▲ 0.50% · 4.625%
HK$10,174
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,180/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,040
−HK$542/mo
▼ 0.25% · 3.875%
HK$10,309
−HK$273/mo
Today · 4.125%
HK$10,582
baseline
▲ 0.50% · 4.625%
HK$11,140
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,164/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).