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At today's rate and a 90% mortgage, the deposit on this unit is about HK$302K, with repayments around HK$13,183/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$302K · loan HK$2.72M · min. income ≈ HK$26,366/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 32 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 288 Saleable ft²
- Gross Area
- 420 ft²
- Efficiency
- 69%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-07 | HK$4.00M | +48.1% 5.4y · 9.0%/yr |
| 2016-05-31 | HK$2.70M | +86.2% 5.7y · 15.0%/yr |
| 2010-10-18 | HK$1.45M | +11.5% |
| 1997-05-08 | HK$1.30M | +4.0% |
| 1997-01-31 | HK$1.25M | — |