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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,230/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.73M · min. income ≈ HK$26,460/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- C
- Saleable Area
- 291 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 56%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-10 | HK$3.25M | −7.7% 9.5y · −1.0%/yr |
| 2016-09-02 | HK$3.52M | +30.4% 4.3y · 7.0%/yr |
| 2012-05-29 | HK$2.70M | +35.0% |
| 2011-02-14 | HK$2.00M | +8.1% |
| 2010-08-30 | HK$1.85M | +42.3% |
| 1996-04-29 | HK$1.30M | — |