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At today's rate and a 90% mortgage, the deposit on this unit is about HK$338K, with repayments around HK$14,727/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$338K · loan HK$3.04M · min. income ≈ HK$29,454/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- A
- Saleable Area
- 344 Saleable ft²
- Gross Area
- 474 ft²
- Efficiency
- 73%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-23 | HK$3.20M | −20.0% 3.2y · −6.0%/yr |
| 2022-04-07 | HK$4.00M | −25.0% 1.6y · −16.0%/yr |
| 2020-07-30 | HK$5.33M | +33.2% 3.5y · 9.0%/yr |
| 2017-02-13 | HK$4.00M | — |