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At today's rate and a 90% mortgage, the deposit on this unit is about HK$232K, with repayments around HK$10,135/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$232K · loan HK$2.09M · min. income ≈ HK$20,270/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- A
- Saleable Area
- 220 Saleable ft²
- Gross Area
- 380 ft²
- Efficiency
- 58%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-19 | HK$2.90M | −14.2% 5.4y · −3.0%/yr |
| 2020-10-16 | HK$3.38M | −0.6% 3.0y · 0.0%/yr |
| 2017-10-30 | HK$3.40M | +142.9% 9.6y · 15.0%/yr |
| 2008-04-07 | HK$1.40M | +40.0% |
| 1996-04-29 | HK$1.00M | — |