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Crescira AVM · estimated value Medium confidence
HK$16.79M
≈ HK$16,226 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.04M, with repayments around HK$56,973/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$53,611
−HK$3,362/mo
▼ 0.25% · 3.875%
HK$55,278
−HK$1,695/mo
Today · 4.125%
HK$56,973
baseline
▲ 0.50% · 4.625%
HK$60,439
+HK$3,466/mo

Deposit HK$5.04M · loan HK$11.76M · min. income ≈ HK$113,946/mo (50% DSR)

Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$629,755 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
H
Saleable Area
1,035 ft²
Gross Area
1,290 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-11-21 HK$18.80M +74.1%
11.8y
2008-02-26 HK$10.80M +61.2%
1998-04-17 HK$6.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 11 min walk · 821 m
Education
32
schools within 1 km (6 within 500 m)
Daily convenience
50
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com