Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$17.65M
≈ HK$17,055 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.30M, with repayments around HK$59,886/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$56,352
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,105
−HK$1,781/mo
Today · 4.125%
HK$59,886
baseline
▲ 0.50% · 4.625%
HK$63,530
+HK$3,644/mo

Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,772/mo (50% DSR)

Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$661,957 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
H
Saleable Area
1,035 ft²
Gross Area
1,290 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-11-21 HK$18.80M +74.1%
11.8y
2008-02-26 HK$10.80M +61.2%
9.9y
1998-04-17 HK$6.70M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 11 min walk · 821 m
Education
32
schools within 1 km (6 within 500 m)
Daily convenience
51
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building