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Crescira AVM · estimated value Medium confidence
HK$13.77M
≈ HK$15,612 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.13M, with repayments around HK$46,714/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$43,958
−HK$2,756/mo
▼ 0.25% · 3.875%
HK$45,325
−HK$1,389/mo
Today · 4.125%
HK$46,714
baseline
▲ 0.50% · 4.625%
HK$49,557
+HK$2,843/mo

Deposit HK$4.13M · loan HK$9.64M · min. income ≈ HK$93,428/mo (50% DSR)

Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$516,361 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
D
Saleable Area
882 ft²
Gross Area
1,047 ft²
Efficiency
84%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-01-03 HK$16.90M +30.0%
5.2y
2016-10-13 HK$13.00M +53.3%
6.3y
2010-07-16 HK$8.48M +61.5%
2006-06-29 HK$5.25M −22.8%
1997-05-06 HK$6.80M +39.3%
1996-04-26 HK$4.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 11 min walk · 821 m
Education
32
schools within 1 km (6 within 500 m)
Daily convenience
50
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com