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Crescira AVM · estimated value ● Medium confidence
HK$20.71M
≈ HK$17,963 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.21M, with repayments around HK$70,263/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$66,117
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,174
−HK$2,089/mo
Today · 4.125%
HK$70,263
baseline
▲ 0.50% · 4.625%
HK$74,539
+HK$4,276/mo

Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,526/mo (50% DSR)

Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$821,111 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
B
Saleable Area
1,153 ft²
Gross Area
1,393 ft²
Efficiency
83%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2012-09-20 HK$15.80M +105.2%
6.4y
2006-05-17 HK$7.70M +35.6%
1.8y
2004-07-23 HK$5.68M +0.0%
6.9y
2004-07-02 HK$5.68M −38.3%
6.8y
1997-09-03 HK$9.20M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wan Chai
≈ 11 min walk · 821 m
Education
32
schools within 1 km (6 within 500 m)
Daily convenience
51
within 1 km (1 within 500 m)
Health
21
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 21 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Other appraised units in this building