20/F B

Central and Western District · Hong Kong Island

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Floor

1/F A 1,785 ft² 1/F B 1,562 ft² 1/F C 1,588 ft² 2/F A 1,785 ft² 2/F B 1,562 ft² 2/F C 1,588 ft² 3/F A 1,785 ft² 3/F B 1,562 ft² 3/F C 1,588 ft² 4/F A 1,785 ft² 4/F B 1,562 ft² 4/F C 1,588 ft² 5/F A 1,785 ft² 5/F C 1,588 ft² 6/F A 1,785 ft² 6/F B 1,562 ft² 6/F C 1,588 ft² 7/F B 1,562 ft² 8/F B 1,562 ft² 8/F C 1,588 ft² 9/F A 1,785 ft² 10/F A 1,785 ft² 10/F C 1,588 ft² 11/F A 1,785 ft² 11/F B 1,562 ft² 12/F A 1,785 ft² 12/F B 1,562 ft² 13/F A 1,785 ft² 13/F B 1,562 ft² 13/F C 1,588 ft² 14/F A 1,785 ft² 14/F B 1,562 ft² 14/F C 1,588 ft² 15/F B 1,562 ft² 15/F C 1,588 ft² 16/F A 1,785 ft² 16/F B 1,562 ft² 16/F C 1,588 ft² 17/F B 1,562 ft² 17/F C 1,588 ft² 18/F A 1,785 ft² 18/F B 1,562 ft² 18/F C 1,588 ft² 19/F C 1,588 ft² 20/F B 1,562 ft² 20/F C 1,588 ft² 21/F A 1,785 ft² 21/F B 1,562 ft² 21/F C 1,588 ft² 22/F A 1,785 ft² 22/F B 1,562 ft² 22/F C 1,588 ft² 23/F A 1,785 ft² 23/F B 1,562 ft² 24/F A 1,785 ft² 24/F B 1,562 ft² 24/F C 1,588 ft² 25/F B 1,562 ft² 25/F C 1,588 ft² 26/F A 1,785 ft² 26/F C 1,588 ft² 27/F C 1,588 ft² 28/F B 1,562 ft² 28/F C 1,588 ft² 29/F A 1,785 ft² 29/F B 1,562 ft² 30/F A 1,785 ft² 30/F B 1,562 ft² 30/F C 1,588 ft² 31/F A 1,785 ft² 31/F B 1,562 ft² 31/F C 1,588 ft² 32/F A 1,785 ft² 32/F B 1,562 ft² 32/F C 1,588 ft² 33/F B 1,562 ft² 34/F A 1,785 ft² 34/F B 1,562 ft² 34/F C 1,588 ft² 35/F A 1,785 ft² 35/F C 1,588 ft² 36/F B 1,562 ft² 36/F C 1,588 ft² 37/F B 1,562 ft² 37/F C 1,588 ft² 38/F C 1,588 ft² 39/F A 1,785 ft² 39/F B 1,562 ft² 39/F C 1,588 ft² 40/F A 1,785 ft² 40/F B 1,562 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$40.05M

≈ HK$25,640 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.02M, with repayments around HK$135,873/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$127,856

−HK$8,017/mo

▼ 0.25% · 3.875%

HK$131,833

−HK$4,040/mo

Today · 4.125%

HK$135,873

baseline

▲ 0.50% · 4.625%

HK$144,141

+HK$8,268/mo

Deposit HK$12.02M · loan HK$28.04M · min. income ≈ HK$271,746/mo (50% DSR)

Upfront cash ≈ HK$13.72M (deposit + AVD stamp duty HK$1,702,148 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Central Station

≈ 13 min walk · 986 m

Education

schools within 1 km (2 within 500 m)

Daily convenience

within 1 km (4 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 1,562 Saleable ft²
Gross Area: 1,881 ft²
Efficiency: 83%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2014-10-17	HK$38.30M	+42.0%	HK$24,520	HK$20,362
2009-08-31	HK$26.98M	+149.8%	HK$17,273	HK$14,343
2002-10-30	HK$10.80M	−1.8%	HK$6,914	HK$5,742
2000-08-02	HK$11.00M	—	HK$7,042	HK$5,848