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Crescira AVM · estimated value Medium confidence
HK$5.25M
≈ HK$17,032 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$525K, with repayments around HK$22,881/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$21,531
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,200
−HK$681/mo
Today · 4.125%
HK$22,881
baseline
▲ 0.50% · 4.625%
HK$24,273
+HK$1,392/mo

Deposit HK$525K · loan HK$4.72M · min. income ≈ HK$45,762/mo (50% DSR)

Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,029 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Causeway Bay Station
≈ 15 min walk · 1,187 m
Education
27
schools within 1 km (3 within 500 m)
Daily convenience
15
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
9/F
Flat
B
Saleable Area
308 Saleable ft²
Gross Area
426 ft²
Efficiency
72%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2013-01-16 HK$5.90M +118.5%
2007-04-19 HK$2.70M +17.4%
2006-07-11 HK$2.30M +12.2%
2005-06-25 HK$2.05M −34.9%
1997-07-12 HK$3.15M +12.5%
1997-04-09 HK$2.80M
Data sourced from Renavon.com