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Crescira AVM · estimated value Medium confidence
HK$5.31M
≈ HK$17,254 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$531K, with repayments around HK$23,180/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$21,813
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,491
−HK$689/mo
Today · 4.125%
HK$23,180
baseline
▲ 0.50% · 4.625%
HK$24,591
+HK$1,411/mo

Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,360/mo (50% DSR)

Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,574 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Causeway Bay Station
≈ 15 min walk · 1,187 m
Education
27
schools within 1 km (3 within 500 m)
Daily convenience
15
within 1 km (5 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
1/F
Flat
B
Saleable Area
308 Saleable ft²
Gross Area
426 ft²
Efficiency
72%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2022-04-14 HK$8.38M +18.0%
9.5y · 2.0%/yr
2012-10-22 HK$7.10M +41.2%
2010-06-29 HK$5.03M +8.2%
2008-08-07 HK$4.65M +10.7%
2008-04-17 HK$4.20M +55.6%
2000-12-07 HK$2.70M
Data sourced from Renavon.com