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3/F D

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1/F A 308 ft² 1/F B 308 ft² 1/F C 308 ft² 1/F D 308 ft² 2/F A 308 ft² 2/F B 308 ft² 2/F C 308 ft² 2/F D 308 ft² 3/F A 308 ft² 3/F B 308 ft² 3/F C 308 ft² 3/F D 308 ft² 4/F A 308 ft² 4/F B 308 ft² 4/F C 308 ft² 4/F D 308 ft² 5/F A 308 ft² 5/F B 308 ft² 5/F C 308 ft² 5/F D 308 ft² 6/F A 308 ft² 6/F B 308 ft² 6/F C 308 ft² 6/F D 308 ft² 7/F A 308 ft² 7/F D 308 ft² 8/F A 308 ft² 8/F B 308 ft² 9/F A 308 ft² 9/F B 308 ft² 9/F C 308 ft² 10/F A 308 ft² 10/F B 308 ft² 10/F C 308 ft² 11/F A 308 ft² 11/F B 308 ft² 11/F C 308 ft² 12/F A 308 ft² 12/F B 308 ft² 12/F C 308 ft² 12/F D 308 ft² 14/F A 308 ft² 14/F B 308 ft² 14/F C 308 ft² 14/F D 308 ft² 15/F A 308 ft² 15/F B 308 ft² 15/F C 308 ft² 16/F A 308 ft² 16/F B 308 ft² 16/F D 308 ft² 17/F A 308 ft² 17/F B 308 ft² 17/F C 308 ft² 17/F D 308 ft² 18/F A 308 ft² 18/F B 308 ft² 18/F C 308 ft² 18/F D 308 ft² 19/F A 308 ft² 19/F B 308 ft² 19/F C 308 ft² 19/F D 308 ft² 20/F A 308 ft² 20/F B 308 ft² 20/F C 308 ft² 21/F A 308 ft² 21/F B 308 ft² 22/F A 308 ft² 22/F B 308 ft² 22/F C 308 ft² 22/F D 308 ft² 23/F A 308 ft² 23/F B 308 ft² 23/F C 308 ft² 23/F D 308 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.05M

≈ HK$16,386 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$505K, with repayments around HK$22,013/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$20,715

−HK$1,298/mo

▼ 0.25% · 3.875%

HK$21,359

−HK$654/mo

Today · 4.125%

HK$22,013

baseline

▲ 0.50% · 4.625%

HK$23,353

+HK$1,340/mo

Deposit HK$505K · loan HK$4.54M · min. income ≈ HK$44,026/mo (50% DSR)

Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$113,554 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Causeway Bay Station

≈ 15 min walk · 1,187 m

Education

schools within 1 km (3 within 500 m)

Daily convenience

within 1 km (5 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 3/F
Flat: D
Saleable Area: 308 Saleable ft²
Gross Area: 426 ft²
Efficiency: 72%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2010-12-13	HK$3.20M	+13.1%	HK$10,390	HK$7,512
2010-08-26	HK$2.83M	+21.5%	HK$9,188	HK$6,643
2009-07-31	HK$2.33M	+19.5%	HK$7,565	HK$5,470
2009-03-10	HK$1.95M	−8.5%	HK$6,331	HK$4,578
1997-05-02	HK$2.13M	+18.3%	HK$6,916	HK$5,000
1997-01-25	HK$1.80M	—	HK$5,844	HK$4,225

Other appraised units in this building

Data sourced from Renavon.com