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Crescira AVM · estimated value Medium confidence
HK$7.19M
≈ HK$16,645 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$719K, with repayments around HK$31,364/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$29,513
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,432
−HK$932/mo
Today · 4.125%
HK$31,364
baseline
▲ 0.50% · 4.625%
HK$33,273
+HK$1,909/mo

Deposit HK$719K · loan HK$6.47M · min. income ≈ HK$62,728/mo (50% DSR)

Upfront cash ≈ HK$935K (deposit + AVD stamp duty HK$215,718 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Sai Ying Pun Station
≈ 5 min walk · 333 m
Education
47
schools within 1 km (25 within 500 m)
Daily convenience
50
within 1 km (21 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
66
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
10/F
Flat
C
Saleable Area
432 Saleable ft²
Gross Area
608 ft²
Efficiency
71%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2025-03-24 HK$7.06M +2.3%
8.1y · 0.0%/yr
2017-02-16 HK$6.90M +42.3%
6.0y · 7.0%/yr
2011-02-14 HK$4.85M +54.5%
2009-04-24 HK$3.14M +37.7%
2006-04-20 HK$2.28M +14.0%
1999-04-29 HK$2.00M
Data sourced from Renavon.com