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At today's rate and a 90% mortgage, the deposit on this unit is about HK$744K, with repayments around HK$32,458/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$744K · loan HK$6.70M · min. income ≈ HK$64,916/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,240 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 47 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 432 Saleable ft²
- Gross Area
- 608 ft²
- Efficiency
- 71%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-02 | HK$7.35M | −3.0% 9.0y |
| 2017-06-21 | HK$7.58M | +94.2% 7.5y · 13.0%/yr |
| 2010-01-05 | HK$3.90M | +73.3% |
| 2006-04-22 | HK$2.25M | +7.1% |
| 2005-09-10 | HK$2.10M | −29.1% |
| 1996-12-03 | HK$2.96M | — |