27/F B

Central and Western District · Hong Kong Island

Switch unit

Floor

1/F A 498 ft² 1/F B 510 ft² 1/F C 433 ft² 2/F A 498 ft² 2/F B 510 ft² 2/F C 432 ft² 3/F A 498 ft² 3/F B 510 ft² 3/F C 432 ft² 4/F A 498 ft² 4/F B 510 ft² 4/F C 432 ft² 5/F A 498 ft² 5/F B 510 ft² 5/F C 432 ft² 6/F A 498 ft² 6/F B 510 ft² 6/F C 432 ft² 7/F B 510 ft² 7/F C 432 ft² 8/F A 498 ft² 8/F B 510 ft² 8/F C 432 ft² 9/F A 498 ft² 9/F B 510 ft² 9/F C 432 ft² 10/F B 510 ft² 10/F C 432 ft² 11/F A 498 ft² 11/F B 510 ft² 11/F C 437 ft² 12/F A 498 ft² 12/F C 432 ft² 13/F A 498 ft² 13/F C 432 ft² 14/F A 498 ft² 15/F A 498 ft² 15/F B 510 ft² 15/F C 432 ft² 16/F A 498 ft² 17/F A 498 ft² 17/F B 510 ft² 17/F C 437 ft² 18/F B 510 ft² 18/F C 432 ft² 19/F A 498 ft² 19/F B 510 ft² 20/F A 498 ft² 20/F B 510 ft² 21/F A 498 ft² 21/F B 510 ft² 21/F C 432 ft² 22/F A 493 ft² 22/F B 510 ft² 22/F C 432 ft² 23/F A 498 ft² 23/F B 510 ft² 23/F C 432 ft² 24/F A 498 ft² 24/F B 510 ft² 24/F C 432 ft² 25/F A 498 ft² 26/F A 498 ft² 26/F B 510 ft² 26/F C 432 ft² 27/F A 498 ft² 27/F B 510 ft² 27/F C 432 ft² 28/F B 510 ft² 28/F C 432 ft² 29/F A 498 ft² 29/F B 510 ft² 29/F C 432 ft² 30/F B 435 ft² 31/F A 601 ft² 31/F B 435 ft² 32/F A 601 ft² 32/F B 435 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.69M

≈ HK$19,000 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$969K, with repayments around HK$42,267/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$39,773

−HK$2,494/mo

▼ 0.25% · 3.875%

HK$41,010

−HK$1,257/mo

Today · 4.125%

HK$42,267

baseline

▲ 0.50% · 4.625%

HK$44,839

+HK$2,572/mo

Deposit HK$969K · loan HK$8.72M · min. income ≈ HK$84,534/mo (50% DSR)

Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,013 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 5 min walk · 333 m

Education

schools within 1 km (25 within 500 m)

Daily convenience

within 1 km (21 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 50 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 66 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 27/F
Flat: B
Saleable Area: 510 Saleable ft²
Gross Area: 710 ft²
Efficiency: 72%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-04-02	HK$9.23M	−16.5% 5.9y · −3.0%/yr	HK$18,098	HK$13,000
2019-04-10	HK$11.05M	+77.4% 7.8y · 10.0%/yr	HK$21,667	HK$15,563
2011-06-03	HK$6.23M	+21.0%	HK$12,216	HK$8,775
2008-03-12	HK$5.15M	−2.5%	HK$10,098	HK$7,254
1997-09-26	HK$5.28M	+40.8%	HK$10,353	HK$7,437
1997-01-23	HK$3.75M	+17.9%	HK$7,353	HK$5,282
1996-01-05	HK$3.18M	—	HK$6,235	HK$4,479

Other appraised units in this building

Data sourced from Renavon.com