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Crescira AVM · estimated value ● Medium confidence
HK$23.30M
≈ HK$20,585 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.99M, with repayments around HK$79,053/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$74,388
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,702
−HK$2,351/mo
Today · 4.125%
HK$79,053
baseline
▲ 0.50% · 4.625%
HK$83,863
+HK$4,810/mo

Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,106/mo (50% DSR)

Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
1,132 ft²
Gross Area
1,450 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-04-23 HK$26.33M +42.3%
6.6y
2012-09-05 HK$18.50M +85.0%
2.2y
2010-07-15 HK$10.00M +46.6%
5.8y
2004-09-22 HK$6.82M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 13 min walk · 1,022 m
Education
33
schools within 1 km (8 within 500 m)
Daily convenience
19
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building