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Crescira AVM · estimated value Medium confidence
HK$22.23M
≈ HK$19,636 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.67M, with repayments around HK$75,411/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$70,961
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$73,168
−HK$2,243/mo
Today · 4.125%
HK$75,411
baseline
▲ 0.50% · 4.625%
HK$79,999
+HK$4,588/mo

Deposit HK$6.67M · loan HK$15.56M · min. income ≈ HK$150,822/mo (50% DSR)

Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$944,706 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
B
Saleable Area
1,132 ft²
Gross Area
1,450 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2021-08-04 HK$29.23M +178.4%
12.6y
2008-12-24 HK$10.50M −4.5%
2008-08-21 HK$11.00M +13.6%
2006-11-06 HK$9.68M +31.7%
2004-09-01 HK$7.35M +13.1%
2004-04-07 HK$6.50M −51.9%
1997-11-04 HK$13.50M +48.4%
1996-11-09 HK$9.10M +11.2%
1996-06-29 HK$8.18M +10.5%
1996-03-19 HK$7.40M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 13 min walk · 1,022 m
Education
33
schools within 1 km (8 within 500 m)
Daily convenience
16
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com