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Crescira AVM · estimated value ● Medium confidence
HK$24.62M
≈ HK$21,203 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.39M, with repayments around HK$83,513/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$78,585
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$81,030
−HK$2,483/mo
Today · 4.125%
HK$83,513
baseline
▲ 0.50% · 4.625%
HK$88,595
+HK$5,082/mo

Deposit HK$7.39M · loan HK$17.23M · min. income ≈ HK$167,026/mo (50% DSR)

Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$1,046,210 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
D
Saleable Area
1,161 ft²
Gross Area
1,450 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2004-09-22 HK$7.50M +10.6%
5.6y
1999-03-03 HK$6.78M −47.4%
1.4y
1997-10-17 HK$12.88M +21.7%
0.6y
1997-03-11 HK$10.58M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 13 min walk · 1,022 m
Education
33
schools within 1 km (8 within 500 m)
Daily convenience
19
within 1 km (4 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building