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At today's rate and a 90% mortgage, the deposit on this unit is about HK$362K, with repayments around HK$15,795/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$362K · loan HK$3.26M · min. income ≈ HK$31,590/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 111 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 106 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 70%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-16 | HK$5.60M | +3.7% 2.6y · 2.0%/yr |
| 2017-10-25 | HK$5.40M | +109.3% 9.9y · 11.0%/yr |
| 2007-12-14 | HK$2.58M | +47.4% |
| 2007-03-17 | HK$1.75M | +25.0% |
| 2006-05-17 | HK$1.40M | +33.3% |
| 1995-09-02 | HK$1.05M | — |