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At today's rate and a 90% mortgage, the deposit on this unit is about HK$400K, with repayments around HK$17,439/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$400K · loan HK$3.60M · min. income ≈ HK$34,878/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 111 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 106 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- O
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 71%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-01-13 | HK$4.15M | +18.6% 3.5y · 5.0%/yr |
| 2013-08-01 | HK$3.50M | +79.5% |
| 2008-04-28 | HK$1.95M | +14.7% |
| 2008-01-10 | HK$1.70M | +129.7% |
| 2002-02-09 | HK$740K | −59.8% |
| 1997-11-28 | HK$1.84M | +23.5% |
| 1997-04-28 | HK$1.49M | +19.2% |
| 1996-05-29 | HK$1.25M | +25.0% |
| 1995-11-07 | HK$1.00M | — |