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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,322/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,644/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 111 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 106 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- G
- Saleable Area
- 351 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 70%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-21 | HK$4.88M | +4.3% 3.1y · 1.0%/yr |
| 2017-12-27 | HK$4.68M | +23.8% 6.5y · 4.0%/yr |
| 2011-06-21 | HK$3.78M | +80.9% |
| 2008-10-13 | HK$2.09M | +25.1% |
| 1997-01-04 | HK$1.67M | +11.3% |
| 1996-10-19 | HK$1.50M | +33.9% |
| 1996-08-03 | HK$1.12M | — |