20/F 4

Central and Western District · Hong Kong Island

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Floor

2/F 1 1,222 ft² 2/F 2 1,196 ft² 2/F 3 1,002 ft² 2/F 4 1,027 ft² 3/F 1 1,222 ft² 3/F 2 1,196 ft² 3/F 3 1,002 ft² 3/F 4 1,027 ft² 4/F 1 1,222 ft² 4/F 2 1,196 ft² 4/F 4 1,027 ft² 4/F 3 1,002 ft² 5/F 1 1,222 ft² 5/F 2 1,196 ft² 5/F 3 1,002 ft² 5/F 4 1,027 ft² 6/F 1 1,222 ft² 6/F 3 1,002 ft² 6/F 4 1,027 ft² 6/F 2 1,196 ft² 7/F 1 1,222 ft² 7/F 3 1,002 ft² 7/F 2 1,196 ft² 7/F 4 1,027 ft² 8/F 2 1,196 ft² 8/F 3 1,002 ft² 8/F 4 1,027 ft² 8/F 1 1,222 ft² 9/F 1 1,222 ft² 9/F 2 1,196 ft² 9/F 3 1,002 ft² 9/F 4 1,027 ft² 10/F 1 1,222 ft² 10/F 2 1,196 ft² 10/F 3 1,002 ft² 10/F 4 1,027 ft² 11/F 1 1,222 ft² 11/F 2 1,196 ft² 11/F 3 1,002 ft² 11/F 4 1,027 ft² 12/F 1 1,222 ft² 12/F 2 1,196 ft² 12/F 3 1,002 ft² 12/F 4 1,027 ft² 13/F 1 1,222 ft² 13/F 4 1,027 ft² 13/F 2 1,196 ft² 13/F 3 1,002 ft² 14/F 1 1,222 ft² 14/F 2 1,196 ft² 14/F 3 1,002 ft² 14/F 4 1,027 ft² 15/F 1 1,222 ft² 15/F 2 1,196 ft² 15/F 3 1,002 ft² 15/F 4 1,027 ft² 16/F 1 1,222 ft² 16/F 2 1,196 ft² 16/F 3 1,002 ft² 16/F 4 1,027 ft² 17/F 1 1,222 ft² 17/F 2 1,196 ft² 17/F 3 1,002 ft² 17/F 4 1,027 ft² 18/F 1 1,222 ft² 18/F 3 1,002 ft² 18/F 4 1,027 ft² 18/F 2 1,196 ft² 19/F 1 1,222 ft² 19/F 2 1,196 ft² 19/F 3 1,002 ft² 19/F 4 1,027 ft² 20/F 1 1,222 ft² 20/F 2 1,196 ft² 20/F 4 1,027 ft² 20/F 3 1,002 ft² 21/F 1 1,222 ft² 21/F 2 1,196 ft² 21/F 3 1,002 ft² 21/F 4 1,027 ft² 22/F 1 1,222 ft² 22/F 3 1,002 ft² 22/F 4 1,027 ft² 22/F 2 1,196 ft² 23/F 1 1,222 ft² 23/F 3 1,002 ft² 23/F 4 1,027 ft² 23/F 2 1,196 ft² 24/F 1 1,222 ft² 24/F 2 1,196 ft² 24/F 3 1,002 ft² 24/F 4 1,027 ft² 25/F 1 1,222 ft² 25/F 3 1,002 ft² 25/F 2 1,196 ft² 25/F 4 1,027 ft² 26/F 1 1,222 ft² 26/F 3 1,002 ft² 26/F 4 1,027 ft² 27/F 1 1,222 ft² 27/F 2 1,196 ft² 27/F 3 1,005 ft² 27/F 4 1,027 ft² 28/F 2 1,196 ft² 28/F 3 1,002 ft² 28/F 4 1,027 ft² 28/F 1 1,222 ft² 29/F 2 1,196 ft² 29/F 3 1,002 ft² 29/F 4 1,027 ft² 29/F 1 1,222 ft² 30/F 1 1,222 ft² 30/F 2 1,196 ft² 30/F 3 1,002 ft² 30/F 4 1,027 ft² 31/F 1 1,222 ft² 31/F 3 1,002 ft² 31/F 4 1,027 ft² 31/F 2 1,196 ft² 32/F 1 1,222 ft² 32/F 2 1,196 ft² 32/F 3 1,002 ft² 32/F 4 1,027 ft² 33/F 1 1,222 ft² 33/F 3 1,002 ft² 33/F 4 1,027 ft² 33/F 2 1,196 ft² 34/F 1 1,222 ft² 34/F 2 1,196 ft² 34/F 3 1,002 ft² 34/F 4 1,027 ft² 35/F 2 1,196 ft² 35/F 3 1,002 ft² 36/F 2 1,196 ft² 36/F 3 1,002 ft² 36/F 4 1,027 ft² 37/F 2 1,196 ft² 37/F 4 1,027 ft² 37/F 3 1,002 ft² 38/F 1 1,222 ft² 38/F 3 1,002 ft² 38/F 2 1,196 ft² 38/F 4 1,027 ft² 39/F 1 1,219 ft² 39/F 3 1,002 ft² 39/F 2 1,196 ft² 39/F 4 1,027 ft² 40/F 1 1,222 ft² 40/F 3 1,002 ft² 40/F 4 1,027 ft² 40/F 2 1,196 ft² 41/F 2 1,196 ft² 41/F 3 1,002 ft² 41/F 4 1,027 ft² 42/F 1 1,222 ft² 42/F 2 1,196 ft² 42/F 3 1,002 ft² 42/F 4 1,027 ft² 43/F 1 1,222 ft² 43/F 2 1,196 ft² 43/F 4 1,027 ft² 43/F 3 1,002 ft²

Crescira AVM · estimated value ● Medium confidence

HK$20.51M

≈ HK$19,973 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.15M, with repayments around HK$69,589/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$65,482

−HK$4,107/mo

▼ 0.25% · 3.875%

HK$67,519

−HK$2,070/mo

Today · 4.125%

HK$69,589

baseline

▲ 0.50% · 4.625%

HK$73,823

+HK$4,234/mo

Deposit HK$6.15M · loan HK$14.36M · min. income ≈ HK$139,178/mo (50% DSR)

Upfront cash ≈ HK$6.95M (deposit + AVD stamp duty HK$801,220 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 20/F
Flat: 4
Saleable Area: 1,027 ft²
Gross Area: 1,319 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
1996-03-22	HK$8.41M	—	HK$8,189	HK$6,376

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Sai Ying Pun

≈ 6 min walk · 421 m

Education

schools within 1 km (19 within 500 m)

Daily convenience

within 1 km (7 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sai Ying Pun Station (a rail station within an 8-min walk earns this label).

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 70 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com