▼ 0.50% · 3.625%
HK$4,575
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$145/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,089
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$138/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,647
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,032
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,189
−HK$159/mo
Today · 4.125%
HK$5,348
baseline
▲ 0.50% · 4.625%
HK$5,673
+HK$325/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,696/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,598
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,749
−HK$152/mo
Today · 4.125%
HK$5,901
baseline
▲ 0.50% · 4.625%
HK$6,212
+HK$311/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,802/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,490
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,661
−HK$173/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,189
+HK$355/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,107
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,271
−HK$166/mo
Today · 4.125%
HK$6,437
baseline
▲ 0.50% · 4.625%
HK$6,777
+HK$340/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,874/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,947
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$188/mo
Today · 4.125%
HK$6,320
baseline
▲ 0.50% · 4.625%
HK$6,705
+HK$385/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,640/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,616
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,794
−HK$180/mo
Today · 4.125%
HK$6,974
baseline
▲ 0.50% · 4.625%
HK$7,341
+HK$367/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,948/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,405
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,604
−HK$202/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,221
+HK$415/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,125
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,316
−HK$194/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,906
+HK$396/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,862
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,076
−HK$217/mo
Today · 4.125%
HK$7,293
baseline
▲ 0.50% · 4.625%
HK$7,736
+HK$443/mo
Deposit HK$502K · loan HK$1.50M · min. income ≈ HK$14,586/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,634
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,839
−HK$208/mo
Today · 4.125%
HK$8,047
baseline
▲ 0.50% · 4.625%
HK$8,471
+HK$424/mo
Deposit HK$502K · loan HK$1.50M · min. income ≈ HK$16,094/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,320
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,547
−HK$232/mo
Today · 4.125%
HK$7,779
baseline
▲ 0.50% · 4.625%
HK$8,252
+HK$473/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$15,558/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,143
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,361
−HK$222/mo
Today · 4.125%
HK$8,583
baseline
▲ 0.50% · 4.625%
HK$9,035
+HK$452/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$17,166/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,777
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,019
−HK$246/mo
Today · 4.125%
HK$8,265
baseline
▲ 0.50% · 4.625%
HK$8,768
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,530/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,652
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,884
−HK$235/mo
Today · 4.125%
HK$9,119
baseline
▲ 0.50% · 4.625%
HK$9,600
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,238/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,235
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,491
−HK$260/mo
Today · 4.125%
HK$8,751
baseline
▲ 0.50% · 4.625%
HK$9,284
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,502/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,161
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,407
−HK$249/mo
Today · 4.125%
HK$9,656
baseline
▲ 0.50% · 4.625%
HK$10,165
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,312/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).