▼ 0.50% · 3.625%
HK$4,465
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$142/mo
Today · 4.125%
HK$4,745
baseline
▲ 0.50% · 4.625%
HK$5,033
+HK$288/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$9,490/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,100
−HK$135/mo
Today · 4.125%
HK$5,235
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$276/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$10,470/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$155/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,537
+HK$318/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,610
−HK$149/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,062
+HK$303/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,358
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$170/mo
Today · 4.125%
HK$5,694
baseline
▲ 0.50% · 4.625%
HK$6,040
+HK$346/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$11,388/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,960
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,120
−HK$162/mo
Today · 4.125%
HK$6,282
baseline
▲ 0.50% · 4.625%
HK$6,613
+HK$331/mo
Deposit HK$783K · loan HK$1.17M · min. income ≈ HK$12,564/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,804
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,985
−HK$183/mo
Today · 4.125%
HK$6,168
baseline
▲ 0.50% · 4.625%
HK$6,543
+HK$375/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$12,336/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,457
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,630
−HK$176/mo
Today · 4.125%
HK$6,806
baseline
▲ 0.50% · 4.625%
HK$7,164
+HK$358/mo
Deposit HK$685K · loan HK$1.27M · min. income ≈ HK$13,612/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,250
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,445
−HK$197/mo
Today · 4.125%
HK$6,642
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$405/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$13,284/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,954
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,140
−HK$189/mo
Today · 4.125%
HK$7,329
baseline
▲ 0.50% · 4.625%
HK$7,716
+HK$387/mo
Deposit HK$587K · loan HK$1.37M · min. income ≈ HK$14,658/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,905
−HK$212/mo
Today · 4.125%
HK$7,117
baseline
▲ 0.50% · 4.625%
HK$7,550
+HK$433/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$14,234/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,450
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,650
−HK$203/mo
Today · 4.125%
HK$7,853
baseline
▲ 0.50% · 4.625%
HK$8,267
+HK$414/mo
Deposit HK$489K · loan HK$1.47M · min. income ≈ HK$15,706/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,143
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,366
−HK$225/mo
Today · 4.125%
HK$7,591
baseline
▲ 0.50% · 4.625%
HK$8,053
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,182/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,947
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,160
−HK$216/mo
Today · 4.125%
HK$8,376
baseline
▲ 0.50% · 4.625%
HK$8,818
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,752/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,590
−HK$476/mo
▼ 0.25% · 3.875%
HK$7,826
−HK$240/mo
Today · 4.125%
HK$8,066
baseline
▲ 0.50% · 4.625%
HK$8,557
+HK$491/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$16,132/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,444
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,670
−HK$230/mo
Today · 4.125%
HK$8,900
baseline
▲ 0.50% · 4.625%
HK$9,369
+HK$469/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$17,800/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,036
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,286
−HK$254/mo
Today · 4.125%
HK$8,540
baseline
▲ 0.50% · 4.625%
HK$9,060
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,080/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,940
−HK$483/mo
▼ 0.25% · 3.875%
HK$9,180
−HK$243/mo
Today · 4.125%
HK$9,423
baseline
▲ 0.50% · 4.625%
HK$9,920
+HK$497/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,846/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).