Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$310K, with repayments around HK$13,521/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$310K · loan HK$2.79M · min. income ≈ HK$27,042/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kwun Tong Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 79 shopping and daily-needs spots nearby.
Healthcare close by — 15 hospitals/clinics within 1 km.
Green space & leisure — 105 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- 20
- Saleable Area
- 397 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 72%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-28 | HK$4.18M | +10.0% 5.4y |
| 2017-03-20 | HK$3.80M | +280.0% 12.3y · 23.0%/yr |
| 2004-12-16 | HK$1.00M | +1.0% |
| 1998-12-15 | HK$990K | −28.8% |
| 1997-10-18 | HK$1.39M | — |