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At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,319/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,638/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- H7
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-11 | HK$4.95M | +10.5% 3.3y · 3.0%/yr |
| 2018-02-05 | HK$4.48M | +31.8% 3.1y · 10.0%/yr |
| 2015-01-08 | HK$3.40M | +77.1% |
| 2010-12-10 | HK$1.92M | +17.8% |
| 2010-10-11 | HK$1.63M | +19.0% |
| 2008-09-08 | HK$1.37M | +13.2% |
| 2008-01-28 | HK$1.21M | — |