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At today's rate and a 90% mortgage, the deposit on this unit is about HK$386K, with repayments around HK$16,832/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$386K · loan HK$3.47M · min. income ≈ HK$33,664/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- H3
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-10-04 | HK$3.95M | −20.0% 3.8y · −5.0%/yr |
| 2019-11-27 | HK$4.94M | +112.0% 5.6y · 11.0%/yr |
| 2012-04-12 | HK$2.33M | +147.9% |
| 2006-03-06 | HK$940K | +36.2% |
| 2002-11-12 | HK$690K | — |