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At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,508/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.20M · min. income ≈ HK$31,016/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- H6
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 397 ft²
- Efficiency
- 71%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-24 | HK$4.64M | +14.5% 3.1y · 5.0%/yr |
| 2019-01-10 | HK$4.05M | +21.3% 4.3y · 5.0%/yr |
| 2014-09-15 | HK$3.34M | +36.9% |
| 2012-09-12 | HK$2.44M | +64.9% |
| 2010-02-22 | HK$1.48M | +46.5% |
| 2009-02-06 | HK$1.01M | −13.7% |
| 2008-01-14 | HK$1.17M | — |