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At today's rate and a 90% mortgage, the deposit on this unit is about HK$349K, with repayments around HK$15,213/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$349K · loan HK$3.14M · min. income ≈ HK$30,426/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- E8
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 336 ft²
- Efficiency
- 79%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-20 | HK$3.00M | −1.0% 0.7y |
| 2024-05-09 | HK$3.03M | +144.4% 16.2y · 9.0%/yr |
| 2008-02-26 | HK$1.24M | +37.8% |
| 2007-08-06 | HK$900K | +12.5% |
| 2007-05-10 | HK$800K | +19.4% |
| 2005-01-22 | HK$670K | — |