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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,418/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.39M · min. income ≈ HK$32,836/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- E2
- Saleable Area
- 282 Saleable ft²
- Gross Area
- 384 ft²
- Efficiency
- 73%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-03-31 | HK$4.86M | +13.0% 3.1y · 4.0%/yr |
| 2018-02-12 | HK$4.30M | +45.3% 3.7y · 12.0%/yr |
| 2014-05-28 | HK$2.96M | +119.3% |
| 2008-06-27 | HK$1.35M | +50.0% |
| 2007-03-02 | HK$900K | −23.7% |
| 1999-01-14 | HK$1.18M | −7.1% |
| 1995-11-03 | HK$1.27M | — |