▼ 0.50% · 3.625%
HK$3,585
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,697
−HK$113/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$232/mo
Deposit HK$786K · loan HK$786K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,989
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,096
−HK$108/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,426
+HK$222/mo
Deposit HK$786K · loan HK$786K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$124/mo
Today · 4.125%
HK$4,191
baseline
▲ 0.50% · 4.625%
HK$4,446
+HK$255/mo
Deposit HK$708K · loan HK$865K · min. income ≈ HK$8,382/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,388
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,505
−HK$120/mo
Today · 4.125%
HK$4,625
baseline
▲ 0.50% · 4.625%
HK$4,868
+HK$243/mo
Deposit HK$708K · loan HK$865K · min. income ≈ HK$9,250/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,302
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,436
−HK$136/mo
Today · 4.125%
HK$4,572
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$279/mo
Deposit HK$629K · loan HK$943K · min. income ≈ HK$9,144/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,786
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,915
−HK$130/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,311
+HK$266/mo
Deposit HK$629K · loan HK$943K · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,661
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,806
−HK$147/mo
Today · 4.125%
HK$4,953
baseline
▲ 0.50% · 4.625%
HK$5,255
+HK$302/mo
Deposit HK$550K · loan HK$1.02M · min. income ≈ HK$9,906/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,185
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,324
−HK$141/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$289/mo
Deposit HK$550K · loan HK$1.02M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,020
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$158/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$325/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,584
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,734
−HK$152/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,196
+HK$310/mo
Deposit HK$472K · loan HK$1.10M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,378
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$170/mo
Today · 4.125%
HK$5,715
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$348/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$11,430/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,983
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,144
−HK$162/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,639
+HK$333/mo
Deposit HK$393K · loan HK$1.18M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,915
−HK$181/mo
Today · 4.125%
HK$6,096
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$371/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$12,192/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,382
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,553
−HK$174/mo
Today · 4.125%
HK$6,727
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$354/mo
Deposit HK$314K · loan HK$1.26M · min. income ≈ HK$13,454/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,095
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,285
−HK$192/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,872
+HK$395/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,781
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,963
−HK$184/mo
Today · 4.125%
HK$7,147
baseline
▲ 0.50% · 4.625%
HK$7,524
+HK$377/mo
Deposit HK$236K · loan HK$1.34M · min. income ≈ HK$14,294/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,454
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,654
−HK$204/mo
Today · 4.125%
HK$6,858
baseline
▲ 0.50% · 4.625%
HK$7,276
+HK$418/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$13,716/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,180
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,372
−HK$196/mo
Today · 4.125%
HK$7,568
baseline
▲ 0.50% · 4.625%
HK$7,967
+HK$399/mo
Deposit HK$157K · loan HK$1.42M · min. income ≈ HK$15,136/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).